Headroom is a free Canada-wide housing affordability calculator. See what a home or rental really costs each month against your take-home pay, savings, and emergency fund; then compare rent vs buy and build a zero-based budget from the same numbers.
It covers every province and territory: land transfer tax, CMHC mortgage insurance, the OSFI stress test, and per-province take-home estimates. No signup; everything you enter stays in your browser.
Land transfer tax calculators: every Canadian province, Ontario, Toronto, and British Columbia. More: Ontario closing costs, the GST new housing rebate, the Ontario HST new home rebate, the Quebec welcome tax, and la taxe de bienvenue (Québec).
Headroom est un calculateur gratuit d'abordabilité du logement pour tout le Canada : achat, location, louer ou acheter, et budget à base zéro. Aucune inscription ; tout reste dans votre navigateur.
